Will my insurance actually cover everything?

That’s one of the biggest worries homeowners have — and the short answer is yes, as long as it’s presented properly. Insurance companies aren’t trying to give away money; they pay what’s proven, documented, and justified. Faraday’s job is to make sure nothing gets missed. We use the same estimating software as carriers (Xactimate), line-by-line, to ensure consistency and accuracy.

After your claim is filed, our team reviews the adjuster’s estimate to identify missing items — often called supplements. These can include code upgrades (like ice-and-water shield), roof ventilation, gutters, detached structures, or even interior repairs caused by leaks. Most homeowners never realize how many eligible items can be added after the first inspection. Faraday’s in-house claims specialists communicate directly with your adjuster to submit supplements, documentation, and photos on your behalf.

The result? You get everything your policy allows without the headache of back-and-forth phone calls. We coordinate approvals, schedule materials, and handle billing directly with your carrier. You simply pay your deductible and enjoy a fully restored home — often upgraded to higher quality materials. With Faraday, you’re not just getting a contractor; you’re getting an experienced insurance partner who ensures the process is smooth, transparent, and maximized to your benefit.