Why did my adjuster's estimate seem low?

Most adjusters write what’s called an initial scope of loss — it’s just a baseline. They often don’t include code upgrades, material upgrades, detached structures, paint touch-ups, or trades beyond the main damage.

That’s why Faraday’s supplement team exists. We review every line, cross-check it with local building code, and identify underpaid or missing items. Then we professionally submit a supplement with supporting documentation.

In most cases, our supplements increase the claim amount by 15–40% — all legitimate costs your insurance should cover but didn’t initially. We also coordinate any required re-inspections or engineer visits to make sure those items get approved.

This is where experience matters. We’ve handled thousands of insurance claims across Colorado, and we know exactly how to present information so it’s accepted quickly and fully. With Faraday, your “low estimate” turns into a complete, properly funded restoration — without you ever lifting a finger.