How do I know if I have enough damage to qualify for a full replacement?

After a hailstorm, it’s difficult to know whether the damage you see justifies a full replacement or only minor repairs — and that’s where Faraday steps in. Most insurance carriers require “functional damage” — meaning bruised, cracked, or granule-loss shingles that shorten the roof’s lifespan — not just cosmetic wear. Our inspection process mirrors the same standards adjusters use: we photograph, document, and mark every hail hit on slopes, vents, gutters, and flashing. We even check siding, windows, and paint to capture every trade that may qualify for coverage.

Because we’re not a storm-chasing company, we don’t exaggerate or pressure — we simply bring facts. Our specialists meet the adjuster on-site to ensure your evidence is seen and fairly represented in their report. This is critical because the adjuster’s first impression often determines your payout. Faraday’s experience means you’ll never have to question whether you “have enough damage.” We take that uncertainty off your plate, provide a full written inspection, and walk you through every photo and finding. With Faraday, you’ll know exactly where you stand before your carrier ever writes the first estimate — and you’ll be confident your home gets the full replacement it deserves.